Terms and Conditions – Myplaninsurance

Effective Date: November 28, 2024

Introduction
Welcome to MyPlan Insurance! These Terms and Conditions (the “Agreement”) govern your use of the MyPlan Insurance website (myplaninsurance.click), as well as any transactions or purchases made through our platform. By accessing or using our website, including browsing or purchasing products, you agree to be bound by these terms, conditions, and all applicable laws. If you do not agree with any part of these Terms and Conditions, you must immediately cease using the website.

These Terms and Conditions apply to all users of the website, including, but not limited to, browsers, customers, and merchants. Please read them carefully before using our services or purchasing any products.

Intellectual Property
The content on the MyPlan Insurance website is owned or licensed by MyPlan Insurance and is protected by copyright, trademark, and other intellectual property laws. This includes, but is not limited to, all text, images, logos, videos, graphics, software, designs, data, and other materials (collectively, the “Content”).

You may not copy, reproduce, distribute, display, or create derivative works from any Content on this website without prior written consent from MyPlan Insurance, except as permitted by applicable law. All trademarks, service marks, and trade names used on the site are the property of MyPlan Insurance or their respective owners. Unauthorized use of the Content is strictly prohibited and may result in legal action.

User Conduct
By using our website, you agree to comply with the following conduct guidelines:

  • Legal Compliance: You agree to comply with all local, state, and national laws applicable to your use of the website and the purchase of any products.
  • Prohibited Activities: You shall not use the website to engage in any unlawful activities, including but not limited to:
    • Violating any copyright, trademark, or other intellectual property rights.
    • Transmitting harmful, malicious, or disruptive content, such as viruses, malware, or other harmful code.
    • Engaging in fraudulent activity, including false advertising, misrepresentation, or any other deceptive practices.
  • Security: You agree not to interfere with, disable, or disrupt the security features of the website or the servers that host it. You must not attempt to gain unauthorized access to any part of the website or any accounts or systems associated with MyPlan Insurance.

Limitation of Liability
MyPlan Insurance is committed to providing accurate and up-to-date information on our website. However, we do not guarantee the accuracy, completeness, or reliability of any Content or services offered.

In no event shall MyPlan Insurance, its directors, officers, employees, agents, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to lost profits, loss of data, or damage to your device, arising out of your use or inability to use the website or any services or products purchased through the website, even if MyPlan Insurance has been advised of the possibility of such damages.

This limitation of liability applies to all claims, whether based in contract, tort (including negligence), or any other legal theory, even if the remedy provided fails of its essential purpose.

Indemnity
You agree to indemnify, defend, and hold harmless MyPlan Insurance, its officers, directors, employees, agents, licensors, suppliers, and affiliates from any claims, damages, liabilities, costs, or expenses (including legal fees) arising out of or in connection with your use of the website, your violation of these Terms and Conditions, or your infringement of any third-party rights.

This indemnity obligation will survive the termination of this Agreement and your use of the website.

Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the laws of the state of Missouri, USA, without regard to its conflict of law principles. Any legal action or proceeding related to these Terms and Conditions will be brought in the courts of Charleston, Missouri. You consent to the jurisdiction and venue of such courts.

Modifications
MyPlan Insurance reserves the right to revise or modify these Terms and Conditions at any time without notice. Any changes to these terms will be posted on this page, along with an updated effective date. It is your responsibility to review these Terms and Conditions periodically for any updates. By continuing to access or use the website after modifications have been made, you agree to be bound by the revised Terms and Conditions.

Termination
MyPlan Insurance reserves the right to terminate or suspend your access to the website at any time and for any reason, including if we believe you have violated these Terms and Conditions. Upon termination, all provisions of this Agreement, which by their nature should survive termination, shall remain in effect, including but not limited to intellectual property rights, indemnity obligations, and limitation of liability.

Privacy Policy
Your use of our website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. Please review our Privacy Policy to understand our practices regarding your privacy and the handling of your personal data.

Contact Information
If you have any questions, concerns, or comments regarding these Terms and Conditions, please contact us using the information below:

  • Email: [email protected]
  • Phone: (573) 683-2678
  • Address: 1306 S Main St, Charleston, Missouri (MO), 63834, USA